The normal health insurance coverage sequence of events for MSTP students:

1) State Graduate NYSHIP or Graduate Student Fellows health insurance during the first two years while students are in med school; then during graduate school years, the first year of which is covered by the training grant; and finally

2) Return to State Graduate NYSHIP health insurance during the final two years, after students have re-matriculated into medical school.

In subsequent years, the graduate health insurance is covered by the advisor and whether he/she covers the extra cost is between the student and advisor.

Graduate students re-matriculating to medical school who wish to keep their Graduate Health Ins. may do so, without extra cost.

The source of stipend funding during the final two years of med school should also be the source of insurance coverage. Specially, if a student has a fellowship, then the insurance should be covered from it (assuming that it was budgeted in the fellowship). Otherwise, the insurance will be covered by the program.

Finally, students can request additional coverage for spouse or family under any plan, but will have to cover the difference between the expanded plan & what they would normally receive for the appropriate respective individual policy.

If you are enrolled in any of the following health insurance plans, RF Grad Fellowship, RF Grad, State Grad NYSHIP Benefits, CSHL and BNL, please go to the SOLAR system for instructions on filing a waiver for SHIP to opt out of the medical student health insurance plan for Fall 2008 / Spring 2009. If you're unable to bring up the instructions on the SOLAR system, It is important that you e-mail Leta Edelson for further details about the online waiver. Please note the online SOLAR waiver for domestic students can waiver through September 28, 2008. The MSTP Program nor the Dean's office can not cover fees that should have been removed through the waiver process.